Terms of use

1. Research software — not advice

After Bell Investing provides research information, paper simulations, and optional self-directed tools. It is not an investment adviser, commodity trading advisor, broker-dealer, or tax adviser. Nothing on the site is a recommendation to buy, sell, hold, or size any security or option. You are solely responsible for your own decisions and for consulting licensed professionals when you need advice.

2. Eligibility and territory

You must be at least 18 years old. The service is directed at persons in the United States. You may not use the service where it is unlawful. We do not claim authorization under EU/UK investment-firm regimes; do not treat the site as a MiFID/ESMA-regulated offering.

3. Membership, renewals, and refunds

Paid access is billed through Stripe on the interval you choose (monthly or annual). Membership auto-renews until you cancel in the Stripe billing portal or on the subscription page. Cancel anytime; access continues through the period already paid. Except where required by law, fees already paid for the current period are non-refundable. Failed invoices may pause the desk pass immediately.

4. Paper results and performance displays

Hypothetical / paper results. These figures do not represent actual trading. Past or simulated performance is no guarantee of future results. Marked on historical closes with assumed costs; they ignore taxes, borrow, gaps, and your fills. You can lose money.

5. Options research

Options involve substantial risk and are not suitable for all investors. You may lose the entire premium. Illustrative strikes, targets, and clocks are research analogs — not listed contracts, not executable quotes, and not permission to buy or sell an option.

6. Broker / IBKR assist

Order assist is optional middleware to your self-directed Interactive Brokers session. After Bell is not a broker-dealer, does not custody funds, does not share brokerage commissions, and does not place trades without your confirm. Paper is the default. Live sending stays off unless staff enable it and you check the live confirmation. You are solely responsible for every order.

7. Accounts and prohibited uses

Keep credentials secure. Do not scrape, resell, or republish paid content without written permission. Do not use the service to violate securities, commodities, or sanctions laws. We may suspend accounts that abuse the service or create safety risk.

8. Disclaimer of warranties

The service is provided as is, without warranties of any kind, including accuracy, completeness, uptime, or fitness for a particular purpose. LLM notes and third-party data can be wrong or stale.

9. Limitation of liability

To the fullest extent allowed by law, After Bell Investing and its operators are not liable for any indirect, incidental, special, consequential, or trading losses arising from use of the research or tools. Our aggregate liability for claims relating to the service is limited to the fees you paid us for the desk pass in the three months before the claim.

10. Indemnity

You will defend and indemnify After Bell Investing and its operators against claims arising from your trading, your use of IBKR or other brokers, or your breach of these terms.

11. Governing law

These terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-law rules, except where mandatory consumer protections in your residence apply. Courts in Delaware have exclusive jurisdiction for disputes that are not required to be heard elsewhere.

12. Changes

We may update these terms. Material changes will be posted on this page. Continued use after the effective date means you accept the updated terms. See also the Privacy policy and Disclaimer.

These terms are a contract framework, not legal advice about your jurisdiction.